AI Compliance Monitoring for Financial Services
Automated fair lending analysis, credit-risk model governance, and regulatory reporting for banks, fintechs, and asset managers.
Built for Financial Services
Purpose-built compliance monitoring features for your industry's unique challenges.
Fair Lending Analysis
Continuous disparate impact testing across all protected classes. ECOA and HMDA compliant reporting out of the box.
Credit Risk Model Governance
Track model performance, data drift, and concept drift across your credit risk portfolio in real time.
SR 11-7 Compliance
Automated model risk management aligned with OCC/Fed guidance. Validation schedules, challenger models, and audit trails.
Regulatory Reporting
Generate audit-ready reports for the OCC, CFPB, Fed, and SEC. One click from monitoring to submission.
Real-Time Bias Alerts
Instant alerts when your models show disparate treatment or adverse action patterns across demographic groups.
SOX & SOC 2 Controls
Built-in control mapping for SOX IT controls and SOC 2 Type II AI governance requirements.
Regulatory Landscape
Financial services face the most complex AI regulatory landscape of any industry. SpectrumAI tracks and maps your models against all major frameworks.
SR 11-7 (Model Risk Management)
OCC/Federal Reserve guidance requiring banks to validate, monitor, and govern all models. SpectrumAI automates the entire MRM lifecycle.
EU AI Act
Credit scoring and risk assessment AI classified as high-risk. SpectrumAI provides conformity assessments, risk documentation, and ongoing monitoring.
ECOA / Fair Lending
Equal Credit Opportunity Act requires non-discriminatory lending decisions. SpectrumAI tests for disparate impact across all protected classes continuously.
CFPB AI Guidance
Consumer Financial Protection Bureau guidance on explainability and adverse action notices for AI-driven credit decisions.
Financial Services Pricing
Transparent pricing built for financial services compliance needs.
Growth
- 10 monitored models
- Fair lending analysis
- SR 11-7 templates
- Bias & drift detection
- Email alerts
- Standard support
Professional
- 50 monitored models
- All Growth features
- ECOA/HMDA reporting
- Custom alert rules
- API & SIEM integrations
- Priority support (8h SLA)
Enterprise
- Unlimited models
- All Professional features
- Custom regulatory frameworks
- Dedicated compliance advisor
- SSO & RBAC
- 24/7 SLA-backed support
Ready to automate financial services compliance?
Join leading financial services organizations using SpectrumAI to stay compliant, reduce risk, and build trust.
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