AI Compliance Monitoring for Insurance
Underwriting model fairness, claims automation governance, and multi-state regulatory compliance for carriers and insurtechs.
Built for Insurance
Purpose-built compliance monitoring features for your industry's unique challenges.
Underwriting Fairness
Continuous testing of underwriting models for unfair discrimination across protected classes. NAIC-aligned fairness metrics.
Claims AI Governance
Monitor claims automation, fraud detection, and settlement models for accuracy, bias, and regulatory compliance.
Multi-State Compliance
Track AI requirements across 40+ state Departments of Insurance. Automated alerts when new regulations are enacted.
Rate Filing Support
Generate documentation showing AI model governance for rate filing submissions to state regulators.
Proxy Discrimination Detection
Advanced detection of proxy variables that may introduce indirect discrimination into pricing and underwriting models.
NAIC Model Bulletin Compliance
Full alignment with NAIC's Model Bulletin on AI/ML. Governance documentation, testing records, and audit trails.
Regulatory Landscape
Insurance AI regulation is accelerating at both the state and federal level. SpectrumAI helps you navigate the patchwork of requirements across every jurisdiction.
NAIC Model Bulletin on AI/ML
National Association of Insurance Commissioners guidance requiring insurers to govern AI systems across the full lifecycle. SpectrumAI automates compliance documentation.
Colorado SB 21-169
First-in-nation law requiring insurers to test AI for unfair discrimination. SpectrumAI provides the testing framework and audit documentation.
State DOI Requirements
A growing number of state Departments of Insurance require governance documentation, bias testing, and transparency for AI-driven insurance decisions.
EU AI Act (Insurance)
Insurance risk assessment AI classified as high-risk. SpectrumAI provides conformity assessments and continuous monitoring for EU and global compliance.
Insurance Pricing
Transparent pricing built for insurance compliance needs.
Growth
- 10 monitored models
- NAIC compliance templates
- Fairness testing
- Multi-state tracking
- Email alerts
- Standard support
Professional
- 50 monitored models
- All Growth features
- Rate filing documentation
- Proxy discrimination detection
- API integrations
- Priority support (8h SLA)
Enterprise
- Unlimited models
- All Professional features
- Custom state frameworks
- Dedicated advisor
- SSO & RBAC
- 24/7 SLA-backed support
Ready to automate insurance compliance?
Join leading insurance organizations using SpectrumAI to stay compliant, reduce risk, and build trust.
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